If you find any discrepancies, you can use the document as your evidence for legal claims. If you see encounter any problems with your finances, you can use the statements to trace all of your transaction information.Then when the real bank statement comes, you can compare it with the template you’ve edited. If you want, you can use this editable bank statement template for your own personal use to list all of your transactions. Use the template to monitor your monthly transactions.Just ask for the statements from your bank, and they will provide the documents to attach to your loan application. You can use the bank statement template to apply for different kinds of loans.

Aside from this, the document comes with a lot of benefits which is why you shouldn’t just throw them away. The benefits of a bank statement templateįiling all of your bank statements is essential, especially if you want to have a good idea of your financial status. That’s why you have to be careful when you receive one, and you should make sure that it’s not a fake bank statement. Sometimes, you can even use the document as your proof of address.Ī bank statement is very important. This is because banks typically utilize bank statements to advertise their plans, products, and financial schemes. Through this simple document, you will also learn about different types of bank schemes. It will also allow you to plan your expenses accordingly.Īfter you’ve confirmed the balance in your account through a bank statement template, you can issue checks as payment for things you purchase. The document can be very helpful to make yourself aware of your financial status. It’s your account, so you have the right to know all of these details. They also contain specific amounts which you have paid or received within a given period. One major purpose of bank statements is to provide you with information about how much funds remain in your account. Since bank statements come from financial institutions directly, you won’t see a lot of editable bank statements unless you’re planning to create one for your own institution.Ĭontinue to 50+ FREE Bank Statement Templates from Purpose of a bank statement Although we can now receive e-statements via email, a lot of people still prefer paper bank statement templates so they can keep these in their files and refer to them as needed. Usually, financial institutions send these through the mail which is why they usually come in the form of written documents. The transactions which appear on the statement include deposits, withdrawals, debit, and credit. You can get a free bank statement template from your bank or other types of financial institutions. Download 183 KB Commonweath Bank Statement - What is a bank statement?īy definition, a bank statement is a summary of transactions which are financial in nature and which have occurred over a period of time.

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